PNB Holds 137th Meeting of State Level Bankers’ Committee

By 121 News

Chandigarh 12^th August:-  The 137th meeting of State Level Bankers' Committee Haryana was held today at Hotel Mount View, Sector 10, Chandigarh. D.S. Dhesi, Chief Secretary, Govt. of Haryana was the Chief Guest of the Meeting.. The meeting was presided over by Nirmal Chand, Regional Director,  Reserve Bank of India, Chandigarh., Sanjeev Kaushal, Additional Chief Secretary, Finance & Planning, Govt. of Haryana,  Ram Subhag Singh Deputy Director General, UIDAI, Amit Jha, Principal Secretary, Social Justice & Empowerment Deptt., Govt. of Haryana, C.G.Rajini Kaanthanan, Special Secretary, Finance, Haryana, A.Sreenivas, Special Secretary, Electronics & IT Department, Haryana & Managing Director, HARTRON, Sunil Sharan, IES, Director IF&CC, Govt. of Haryana, P.C. Chaudhri, CGM, NABARD, Regional Office, Haryana, Dr. Rakesh Gupta, General Manager, PNB, Head Office, New Delhi, A.K. Dargan, Zonal Manager, Punjab National Bank, Haryana Zone & Convener, State Level Bankers' Committee, Haryana, Senior Officers of the State Govt. and Controlling Heads of the Banks operating in the State of Haryana were among those who attended the meeting.

Nirmal Chand, Regional Director, Reserve Bank of India, Chandigarh in his key note address informed that since launch of Pradhan Mantri Jan-Dhan Yojana (PMJDY) on 28^th August, 2014, banks have opened 5254304 accounts up to 30 June, 2016 and garnered an amount of Rs.1287 crore under this scheme.  Out of total 2385643 accounts of women have been opened which is 46% of the total accounts opened and Rupay Cards have been issued in 4419849 accounts which is 84% of the total accounts opened.  Nirmal Chand called upon all the bankers to continue opening of accounts under PMJDY till the coverage of last un-banked person and issue Rupay Cards in all accounts.

While informing the house about the progress made by banks in recently launched 3 Social Security Schemes namely Pradhan Mantri Suraksha Bima Yojana (PMSBY) for accidental death insurance, Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) for life insurance cover and Atal Pension Yojana (APY) for old age pension, Nirmal Chand informed that under PMSBY the banks have enrolled 2452091 persons, under PMJJBY enrolled 801234 persons and  in Atal Pension Yojana (APY) enrolled 68361 persons upto 30 June, 2016.  He called upon the bankers and the officials from respective insurance companies to accelerate their efforts to extend the benefits of the scheme to a large number of masses in the State.

While speaking on Pradhan Mantri MUDRA Yojana, Nirmal Chand said that Pradhan Mantri MUDRA Yojana was launched to"fund the un-funded" by bringing such enterprises to the formal financial system and to extend affordable credit to them.  So far, the offering of MUDRA mainly consist of non-farm enterprises in manufacturing, trading and services whose credit needs are below 10 lakh.  He informed that under MUDRA loans as on         30 June, 2016 the banking system in Haryana has disbursed an amount of Rs.378.62 crore against Annual Target of Rs. 3015.98 crore and achieved 12% of annual budget in the Financial Year 2016-17 in all three categories of MUDRA i.e. Shishu loans, Kishore loans and Tarun loans.  He expressed hope that during current financial year, banks in Haryana will surpass the allocated target under MUDRA.

Nirmal Chand, Regional Director, RBI, Chandigarh informed that 21RSETIs (Rural Self Employment Training Institutes)/RUDSETIs are functioning in the state. As at June, 2016, 75557 trainees including 40415 women, 26594 SC/ST persons & 444 handicapped persons participated in 2671 training programmes of Skill Development at these RSETIs. 11002 trainees were financed by the banks to start their enterprises. 

While speaking on Financial Literacy, Nirmal Chand said that Financial Literacy Programme has an important role to play in Financial Inclusion and Financial Empowerment of people by creating awareness about the services and facilities being extended by banks.  122 Financial Literacy Centre run by Banks are providing Financial Education to the public in the State of Haryana.