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Chandigarh 20th August:- On the initiative of Nirmal Chand, Regional Director, Reserve Bank of India, Chandigarh, Bankers' Club, Chandigarh has been formed for Senior Bank Officers of various Banks operating in the Tri-city of Panchkula, Mohali & Chandigarh. The Club has been joined by about 180 Senior Bank Officers from various banks. The Bankers' Club was inaugurated by R. Gandhi, Deputy Governor, Reserve Bank of India on 19th August. The first meeting/inaugural function was attended by all the members of the club. The office bearers of the Club have been nominated as Nirmal Chand, Regional Director, RBI, Punjab as a President Haryana and UT Chandigarh, Anil Kishora, CGM, SBI, LHO, Chandigarh has been nominated as a Vice-President, P.C. Chaudhri, CGM, NABARD (RO, Haryana) has been nominated as a Vice-President, P.M. Ghola, CGM, NABARD (RO, Punjab) nominated as a Vice-President, A.K. Dargan, Zonal Manager, PNB, Haryana Zone nominated as a Secretary and Bhupinder Singh, Zonal Manager, Bank of India has been nominated as a Treasurer.
While welcoming on the occasion, A.K. Dargan, Zonal Manager, Punjab National Bank, Haryana Zone and Secretary of the Club said that it is the momentous occasion that Bankers' Club Chandigarh is being inaugurated by R. Gandhi, the noted luminary in banking & economics and all the senior bankers will be immensely benefitted with the words of wisdom, views and guidance of R Gandhi which will also help the bankers to set priorities for future course of action.
Nirmal Chand, Regional Director, RBI, Chandigarh and President of the Club while speaking on the occasion said that in the present economic and banking scenario where rapid change is taking place, it was felt that there should be one platform where all senior bankers get opportunity to meet each other and share their thoughts. He said that contemplation during the meetings of the Club will also evolve the innovations in banking services to be provided by various banks in the Region on uniformity basis. He also apprised the members about the outstanding achievements of R. Gandhi at National and International Fora in the field of research for Micro-financing, MSME, banking, economics and role of IT in banking etc.
While addressing the members of the Club R. Gandhi, Dy. Governor, Reserve Bank of India apprised the members about the various forthcoming challenges in banking in respect of expected squeezing of NIM (Net Interest Margin) due to international competition, shifting of traditional banking to the other new forms of banking dominated by Fintech and social banking. He opined that bankers will have to sharpen their farsightedness for monitoring, control & in the treatment of the loan cases so as to pre-empt NPAs rather than the backward looking approach being in vogue at present.
Anil Kishora, Chief General Manager, State Bank of India and Vice-president of the Club proposed vote of thanks to R. Gandhi and the other Senior Officers present on the occasion.
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